About Us

Trusted Insurance & Wealth Management Advisors in Canada

At Hilltop Financials, we believe financial guidance should be clear, personalized, and built around real human needs—not complicated jargon or high-pressure sales.

Our mission is simple: to help Canadians make confident financial decisions that protect their families today and build lasting wealth for tomorrow.

Expert Financial Planning

As a client-focused financial services firm, we provide expert guidance across insurance planning, retirement strategies, investment management, and long-term wealth building.

Trusted Across Canada

We proudly serve individuals, families, and business owners across Canada with advice rooted in transparency, education, and long-term partnership.

Hilltop Financials was founded on the belief that every Canadian deserves access to professional, easy-to-understand financial guidance—regardless of their starting point.

Financial Decisions Made Easy

Many people feel overwhelmed or unsure when planning for insurance, retirement, investments, or wealth transfer. Our advisors are here to make the process simple, personalized, and empowering.

Years of Experience
1 +
Client Satisfaction
1 %
Policies Managed
1 K+
Assets Guided
$ 1 M+

24/7

Customer Support

We work with leading Canadian insurers and financial institutions to offer a wide range of solutions, including

Our role is not to sell products—it is to understand your goals, assess your financial picture, and deliver the right strategy to support your future.

Simple, trusted financial guidance.

4.9/5

Our 4200 Review

Our Strategic Approach to Financial Security

Our Mission

To help Canadians build secure, meaningful financial futures through education-driven advice, transparent planning, and long-term partnership.

We empower clients with the knowledge and guidance needed to make confident financial decisions—no confusion, no pressure, no guessing.

Our Vision

To become one of Canada’s most trusted names in insurance and wealth planning by delivering honest, human-centered financial guidance that truly puts clients first.

Pin drop on a map showing a Hilltop Financials office location in the GTA.

Our Commitment to You

When you work with Hilltop Financials, you can expect

Free

Free

Let’s Secure Your Future

Our Core Values

The principles that guide our advice, shape our relationships, and define our commitment to every client.

Integrity Above All

We believe trust is the foundation of every financial relationship. Our advice is always unbiased, transparent, and fully aligned with your best interests.

Education-Focused Guidance

We don’t just recommend; we explain. Our clients understand the “why” behind every financial decision.

Personalized Planning

No two clients are the same. Your financial plan is built around your goals, values, risk tolerance, and family priorities.

Long-Term Partnership

We grow with you. Your financial plan is reviewed regularly and updated as life evolves.

Excellence in Service

We take pride in providing clear communication, prompt support, and a professional experience at every step.

Why Canadians Choose Hilltop Financials

All-in-One Planning

Comprehensive insurance & wealth planning under one roof

Personalized Strategies

Personalized strategies tailored to your goals

Transparent Guidance

Transparent guidance with no high-pressure sales

wajid-malik-hilltop-financials-upscaled

Top-Tier Providers

Access to top Canadian insurers & investment providers

Canada-Wide Service

Canada-wide remote & in-person consultations

Trusted Expertise

Experienced advisors who prioritize education and trust

Who We Serve

Hilltop Financials proudly supports

Individuals planning for financial security

Families seeking affordable insurance & education planning

New Canadians needing insurance guidance

Retirees needing income strategies or RRIF planning

Business owners and professionals managing wealth and risk

A Holistic Approach to Financial Planning

We take a 360° view of your financial picture, ensuring that all key areas work together

This integrated approach helps protect your present and strengthen your financial future.

Let’s Build Your Financial Future Together

Whether you’re planning for retirement, securing your family’s insurance needs, or working toward long-term wealth, Hilltop Financials is here to guide you every step of the way.

Have questions? We’re here to help anytime.