At Hilltop Financials, we provide comprehensive insurance solutions designed to protect every stage of your life.
We work with leading Canadian insurance providers to offer unbiased recommendations, competitive pricing, and plans that fit your lifestyle, goals, and budget.
From Life Insurance to Critical Illness, Super Visa Insurance, Mortgage Protection, and Health Coverage, we are committed to making the insurance process simple, transparent, and stress-free.
Insurance is not “one size fits all.” Your needs change as your life evolves — buying a home, starting a family, building wealth, or preparing for retirement. That’s why we offer a complete range of customizable insurance solutions.
Secure your family’s financial stability with the right life insurance coverage.
We offer:
Life insurance ensures your loved ones are financially supported during difficult times—covering debts, income replacement, education funds, and more.
A serious illness can impact your finances as much as your health.
Critical illness insurance provides a tax-free lump sum payout on diagnosis of covered conditions such as:
This payout helps cover medical costs, lost income, childcare, travel, and recovery without financial stress.
Protect your family’s health with plans that cover:
Customized health plans are available for individuals, families, self-employed professionals, and retirees.
Comprehensive travel medical plans include:
Ideal for tourists, students, new immigrants, and temporary workers.
Long-term care insurance provides financial support for:
This coverage ensures you receive quality care without draining retirement savings.
Parents or grandparents visiting Canada require $100,000+ medical coverage for entry under the Super Visa program.
We offer:
If an injury or illness prevents you from working, disability insurance replaces a portion of your income, helping you maintain financial stability.
We offer:
Protect your home and family from unexpected financial burden.
Our personal mortgage insurance offers far better flexibility and control than bank-issued mortgage insurance. You choose the beneficiary, the coverage stays with you (not the bank), and the plan can move with you if you refinance or switch lenders.
Canadians trust Hilltop Financials for our transparent advice, personalized strategies, and long-term commitment to helping clients protect and grow their financial future.
We take the time to understand your goals, lifestyle, and financial responsibilities before recommending solutions.
We compare multiple providers to ensure you get the best value and the most comprehensive coverage.
We work for you, not the insurance companies.
We streamline the insurance process with digital applications and dedicated advisor support.
From Ontario to British Columbia, Alberta, Quebec, and the East Coast—our team serves clients across the entire country.
Your future deserves expert guidance. Let us help you protect what matters most.
