Whether you are visiting Canada, expecting loved ones from overseas, or planning a trip abroad, Travel & Visitors Insurance helps protect you from expensive medical emergencies. A single hospital visit in Canada can cost thousands of dollars—especially for non-residents who are not covered by provincial healthcare.
At Hilltop Financials, we provide affordable, dependable, and IRCC-approved travel and visitor insurance plans for tourists, international students, temporary workers, new immigrants, and Canadians travelling outside the country.
We compare multiple insurers to ensure you get the best coverage at the lowest price.
Without medical insurance, unexpected healthcare expenses can lead to financial hardship. Travel and visitor insurance provides essential protection for
With proper insurance, visitors and travellers can receive quality care without facing overwhelming costs.
Visitors insurance is ideal for
Hilltop Financials offers flexible plans from top Canadian insurers with coverage options ranging from $25,000 to $1,000,000.
Suitable for short-term visitors with basic healthcare needs.
Includes:
Best for older travellers or those with higher health risks.
Includes:
Recommended for seniors, frequent travelers, or visitors staying for several months.
Travelling outside Canada? Provincial health plans cover less than 10% of out-of-country medical costs. Travel insurance protects you while visiting the U.S., Europe, Asia, the Caribbean, and more.
Without travel insurance, a medical emergency in the U.S. can cost $30,000 to $300,000—or even more.
Many visiting parents or travelers have health conditions such as
Hilltop Financials offers plans that cover stable pre-existing conditions, provided the condition has remained stable for a specific time period (usually 90–180 days).
We help you understand eligibility before purchasing a plan.
Premiums depend on
Approximate price ranges for Visitors to Canada:
Age Range | $100,000 Coverage | $300,000 Coverage |
30–49 | $1.50–$2.50/day | $2.50–$4.00/day |
50–69 | $2.50–$4.50/day | $4.50–$7.00/day |
70–79 | $6.00–$12.00/day | $10.00–$18.00/day |
80–89 | Varies | Limited availability |
Hilltop Financials ensures you receive the best rate for your needs.
Protect yourself or your loved ones with reliable medical coverage before travelling. Our advisors help you compare plans, understand eligibility, and secure fast coverage with no stress.
